Motor Breakdown Cover (UK & Europe)

Covers any UK registered vehicles being used by you or your cohabiting partner (limits apply,  please refer to the Schemes' Benefit Booklet) which suffers a breakdown as a result of

• Mechanical or Electrical failure;
• Flat Tyre;
• Lack of Fuel &/or Mis fuel;
• Accident;
• Fire, Theft or Vandalis

Digital doctor access 24 hours a day

• Covers Member, their cohabiting partner, and any number of their unmarried dependent children under the age of 23.
• Unlimited 24/7 access to practicing UK-based GP from anywhere in the world.
• Telephone consultations available 24/7. Video consultations available 7-days per week
• Service extends to contacting your pharmacy of choice to forward a prescription where required.

Worldwide Travel Insurance for your family

• Travel insurance covers for the member, their cohabiting partner, and any number of their unmarried dependent children under 23 years, all normally resident in the family home, for any number of trips in any year up to 60 days per trip.
• It covers travel worldwide and in the United Kingdom. This includes cruise holidays.

Mobile Phone Cover Member & Partner

• Protection for you and your partners mobile phones against loss, theft, or damage (up to a maximum of £1,500 including VAT for any one claim).
• Any claim involving theft or accidental loss must be reported to the appropriate police authorities within 48 hours.
• This cover is applicable for UK residents only.
• A £75 excess is payable per claim.

Online 24-hour counselling support

• Provides a safe place to talk to someone in confidence about a concern in either your personal or work life.
• Call the helpline or book a call-back via the Wellbeing Hub
• Covers Member, their cohabiting partner, and any number of their unmarried dependent children under the age of 23.

Legal expenses cover

• This service provides you with access to qualified specialists experienced in handling a range of personal legal problems affecting your day-to-day life under UK law.
• As the cost of legal actions can be great both in terms of time involved and cost, this policy is designed to provide valuable peace of mind.