Can I claim on my car insurance policy if my car is hit by an uninsured or unknown driver while parked?

Yes, if you have comprehensive cover, your insurer will either repair your car or settle your claim as set out in the terms and conditions of your policy. If the driver is unknown or uninsured there is no third party to claim off.  This is deemed by the insurer as a ‘fault’ incident and may affect your No Claims Discount. If you have third party, fire and theft cover, you are not insured for this type of accident.

Why might I need motor legal assistance?

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