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*Available to IAM RoadSmart members who’ve passed the IAM RoadSmart Car/Motorbike Test and meet acceptance criteria. Policies are arranged with selected insurers via Cornmarket. 1 10% of all comprehensive car insurance policies sold between 1st January and 30th November 2018 cost £188.88 or below. 2 80.2% of existing IAM RoadSmart customers renewed their car, motorbike or home insurance policy from 1st January 2018 to 16th November 2018. Acceptance criteria, terms & conditions apply to all insurance products.